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Understanding CHIP costs

Are you or your child eligible for the Pennsylvania Children’s Health Insurance Program (CHIP)? If so, you may enroll in one of three types of coverage: free, low cost or full cost. Learn more about your coverage options, premiums and how to pay them, if needed. 

Types of CHIP coverage  

 

The coverage type that you’re eligible for will depend on your family’s size and income. 

 

  • Free CHIP (no monthly premiums)

  • Is your household income above the free CHIP limits? If so, and you’re eligible for low-cost or full-cost CHIP, you’ll need to pay a monthly premium and copays.


    You’ll be required to pay the first month's premium to enroll in low-cost or full-cost CHIP. Thereafter, you’ll receive a monthly billing statement from Aetna Better Health® Kids.

  • Premiums are the monthly payments that you pay to Aetna Better Health Kids for CHIP coverage.

     

    Those enrolled in low-cost or full-cost CHIP will receive a monthly bill for the upcoming month’s coverage (for example: you’d receive a bill in April for coverage in May). Members with free CHIP coverage don’t need to pay a premium.

  • Need to pay a premium for your coverage? If so, you’ll want to do it on time. 

     

    What happens when you don’t pay on time?

    If you can't pay your premium on time, call us at 1-800-822-2447 (TTY: 711). We’ll talk with you about payment options and the future status of your child’s enrollment.  

     

    Keep your contact info up to date

    Make sure that any info we have from you, such as your address and phone number, stays current. If needed, you’ll receive monthly invoices and premium change notices from us at your address on file.

     

    Questions? Call us at 1-800-822-2447 (TTY: 711).

     

Counties and their premiums

Premium rates (the amount you pay) can differ depending on your health plan and where you live.

Find your county’s premium

To see your monthly premium rate, find the name of your county.

  • Adams
     

    Monthly premium rate (per member)

    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Allegheny

    Monthly premium rate (per member)

    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Armstrong

    Monthly premium rate (per member)

    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Beaver

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Bedford

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Berks
     

    Monthly premium rate (per member)

    • Free CHIP: $0.00

    • Low-cost CHIP 1: $44.40

    • Low-cost CHIP 2: $62.17

    • Low-cost CHIP 3: $71.05

    • Full-cost CHIP: $179.17

    Blair
     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Bradford
     

    Aetna Better Health Kids does not serve this county at this time.

    Bucks

    Monthly premium rate (per member)

    • Free CHIP: $0.00

    • Low-cost CHIP 1: $44.40

    • Low-cost CHIP 2: $62.17

    • Low-cost CHIP 3: $71.05

    • Full-cost CHIP: $179.17 

    Butler
     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Cambria
     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Cameron

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Carbon
     

    Aetna Better Health Kids does not serve this county at this time.
     

    Centre

    Monthly premium rate (per member)

    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Chester

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $44.40

    • Low-cost CHIP 2: $62.17

    • Low-cost CHIP 3: $71.05

    • Full-cost CHIP: $179.17 

    Clarion

    Aetna Better Health Kids does not serve this county at this time.
     

    Clearfield

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Clinton

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Columbia

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Crawford

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

    Cumberland

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22

    • Full-cost CHIP: $146.72 

  • Delaware
     

    Monthly premium rate (per member)

     

    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $44.40 

    • Low-cost CHIP 2: $62.17 

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17 

    Dauphin 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Elk
     

    Aetna Better Health Kids does not serve this county at this time. 
     

    Erie

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Fayette

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Forest 

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Franklin 

     

    Monthly premium rate (per member) 
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Fulton 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Greene 

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Huntington 

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Indiana 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 
       

  • Jefferson 

     

    Aetna Better Health Kids does not serve this county at this time. 

     

    Juniata 

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Lackawanna

     

    Monthly premium rate (per member) 
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $44.40 

    • Low-cost CHIP 2: $62.17 

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17 

    Lancaster 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Lawrence 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Lebanon 

     

    Monthly premium rate (per member) 
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Lehigh 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $44.40 

    • Low-cost CHIP 2: $62.17 

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17 

    Luzerne

    Monthly premium rate (per member) 

    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $44.40 

    • Low-cost CHIP 2: $62.17 

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17 

    Lycoming 

     

    Monthly premium rate (per member) 
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $44.40 

    • Low-cost CHIP 2: $62.17 

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17 

    Mckean 

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Mercer 

     

    Monthly premium rate (per member) 
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Mifflin

    Aetna Better Health Kids does not serve this county at this time. 

     

    Monroe 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $44.40 

    • Low-cost CHIP 2: $62.17 

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17 

    Montgomery 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $44.40 

    • Low-cost CHIP 2: $62.17 

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17 

    Montour 

     

    Aetna Better Health Kids does not serve this county at this time. 

  • Northampton

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $44.40

    • Low-cost CHIP 2: $62.17

    • Low-cost CHIP 3: $71.05

    • Full-cost CHIP: $179.17

    Northumberland

     

    Monthly premium rate (per member) 
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $44.40

    • Low-cost CHIP 2: $62.17

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17 

    Perry

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Philadelphia

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $44.40

    • Low-cost CHIP 2: $62.17

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17 

    Pike

     

    Aetna Better Health Kids does not serve this county at this time. 

     

    Potter

     

    Aetna Better Health Kids does not serve this county at this time. 

     

    Schuylkill

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $44.40

    • Low-cost CHIP 2: $62.17

    • Low-cost CHIP 3: $71.05 

    • Full-cost CHIP: $179.17

    Snyder

     

    Aetna Better Health Kids does not serve this county at this time. 

     

    Somerset

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00

    • Low-cost CHIP 1: $39.51

    • Low-cost CHIP 2: $55.32

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72

    Sullivan

     

    Aetna Better Health Kids does not serve this county at this time. 

     

    Susquehanna

     

    Aetna Better Health Kids does not serve this county at this time. 

  • Tioga 

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Union 

     

    Aetna Better Health Kids does not serve this county at this time. 
     

    Venango 

     

    Aetna Better Health Kids does not serve this county at this time. 
     

    Warren 

     

    Aetna Better Health Kids does not serve this county at this time. 
     

    Washington 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Wayne 

     

    Aetna Better Health Kids does not serve this county at this time.
     

    Westmoreland 

     

    Monthly premium rate (per member)
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

    Wyoming 

     

    Aetna Better Health Kids does not serve this county at this time.
     

    York 
     

    Monthly premium rate (per member) 
     
    • Free CHIP: $0.00 

    • Low-cost CHIP 1: $39.51 

    • Low-cost CHIP 2: $55.32 

    • Low-cost CHIP 3: $63.22 

    • Full-cost CHIP: $146.72 

 

How to pay your premium

Need to pay your premium? You have a few options:

Online

You can pay by credit card or debit card using the Aetna Better Health Kids payment system.

By phone

If you have your member ID and invoice number, you can call our automated line at 1-877-222-2004 (TTY: 711).

 

By mail (check or money order)

You can make your check or money order out to Aetna CHIP and mail it to:
Aetna Better Health Kids
PO Box 785656
Philadelphia, PA 19178-5656

In person

You can pay in person with cash, credit or debit card at select retail stores. Just scan the barcode that comes with your monthly invoice when you visit a store.

More about paying at select retail stores (PDF)

 

For your security and protection, the Aetna Better Health Kids payment system is provided by Citibank N.A.


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